Terms and Conditions

Welcome to DuneWise Financial! These Terms and Conditions ("Terms") govern your use of our financial education website and services, including financial literacy courses, personal finance workshops, investment guidance programs, retirement planning education, and debt management courses. By accessing or using our online platform, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.

1. Acceptance of Terms

By using our site and services, you affirm that you are of legal age to enter into this agreement and that you accept these Terms in their entirety. These Terms constitute a legally binding agreement between you and DuneWise Financial.

2. Services Provided

DuneWise Financial provides various financial education services, which include but are not limited to:

Our services are for educational purposes only and are not intended as financial advice, investment advice, or a substitute for professional financial planning. Always consult with a qualified financial advisor before making any financial decisions.

3. User Responsibilities

As a user of our service, you agree to:

4. Intellectual Property

All content, materials, courses, designs, text, graphics, and other intellectual property on our online platform are owned by DuneWise Financial or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our services without prior written consent from DuneWise Financial.

5. Payments and Refunds

Specific terms regarding payment for courses and services, as well as our refund policy, will be detailed on the respective course or service pages. All payments are processed securely. Please review these individual terms before making a purchase.

6. Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. DuneWise Financial does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no guarantees regarding the accuracy, completeness, or reliability of any content or information provided.

7. Limitation of Liability

In no event shall DuneWise Financial, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the service; (ii) any conduct or content of any third party on the service; (iii) any content obtained from the service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Indemnification

You agree to defend, indemnify and hold harmless DuneWise Financial and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the service, by you or any person using your account and password; b) a breach of these Terms; or c) content posted on the service.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

11. Contact Us

If you have any questions about these Terms, please contact us: